Personal Injury Lawyers | Car Accident Lawyers Toronto, Brampton, Ontario

Statutory deductibles are those deductions made according to certain legislation  mandated by federal and provincial governments. Some examples include income tax, employment insurance premiums, Canada Pension Plan contributions etc. These amounts have to be submitted to the proper authorities. In the case of insurance settlements , when the plaintiff is injured in a motor-vehicle accident , the compensation amount received by him/her for non-pecuniary damages such as pain and suffering are subject to certain statutory deductibles. Such deductibles significantly affect the final bottom-line of the award in personal injury claims. These statutory deductibles are intended to ensure that only very serious cases come to trial, since there is immense pressure on the legal system. Along with the statutory deductible, a threshold limit was placed on “permanent and serious” injuries that had to be fulfilled in order to qualify for compensation. Statutory Deductibles In Ontari...

Car accident victims in Ontario may find that the province's insurance system almost seems to punish them for making a claim! This observation was made by FAIR (For Accident Insurance Reform) the organization that supports accident victims through advocacy and education. Such organizations help to advocate the cause of insurance industry reforms. Another important area is to ensure that equitable funding is allocated to all the parties involved – claimants, insurers, health-care providers and the legal representatives. A landmark case in this issue was Macdonald vs Sun Life Assurance Company of Canada, 2006. During the course of testimony, it was revealed that a doctor's medical report was rewritten by a company that had retained the doctor to conduct the defense's medical evaluation. The case is now used as a yardstick for arguments against Ontario's accident benefits and auto insurance systems. What Are Independent Medical Evaluations? When an injur...

The mother of a young North Vancouver girl who was hit in the eye with the ball while playing soccer is locked in a battle with her insurance company. The insurance company has refused to make a pay-out citing certain technical points. 12-year-old Emily Laprise suffered a detached retina as a result of the accident. A surgeon was able to repair this, but was unable to fix the tear in the retinal lining of her left eye which has left the youngster with lack of vision in the lower field and also the problem of double vision. Emily's mother, Nancy Desrosiers, a former ER nurse, has dealt with many cases of children in trauma. She says, “You can see how injuries can truly change people's lives. So I made sure that when I had children, I got insurance for them.” Ironically, this doesn't seem to have been of benefit to Emily and her mom. Desrosiers had purchased insurance from Industrial Alliance, the fourth largest firm in Canada and had every hope of a settlement...

Helping You Rebuild and Reclaim Your Life Toronto personal injury lawyers Singh Barristers regularly meet clients whose lives have been completely shattered by a car accident or a slip and fall accident. Such disasters happen without warning and in those few seconds, the lives of injured victims and their families can be significantly altered. Accidents impose enormous physical, financial and emotional burdens on people connected with the injured person and involved in their care. Unfortunately, accidents are almost always preventable and avoidable, typically caused by someone else's fault or negligence. Contact the nearest personal injury lawyer in Toronto if you or a dear one has been injured in an accident. You may be entitled to compensation. We provide realistic, genuine and comprehensive advice, assistance and advocacy that can help you recover and reconstruct your life to the maximum. What Is A Personal Injury Lawsuit? There could be several ben...