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Understanding the Statutory Deductible: Your Personal Injury Lawyer Can Help

Statutory deductibles are those deductions made according to certain legislation  mandated by federal and provincial governments. Some examples include income tax, employment insurance premiums, Canada Pension Plan contributions etc. These amounts have to be submitted to the proper authorities. In the case of insurance settlements , when the plaintiff is injured in a motor-vehicle accident , the compensation amount received by him/her for non-pecuniary damages such as pain and suffering are subject to certain statutory deductibles. Such deductibles significantly affect the final bottom-line of the award in personal injury claims. These statutory deductibles are intended to ensure that only very serious cases come to trial, since there is immense pressure on the legal system. Along with the statutory deductible, a threshold limit was placed on “permanent and serious” injuries that had to be fulfilled in order to qualify for compensation. Statutory Deductibles In Ontari...

Medical Evaluations: Whom Do They Really Benefit?

Car accident victims in Ontario may find that the province's insurance system almost seems to punish them for making a claim! This observation was made by FAIR (For Accident Insurance Reform) the organization that supports accident victims through advocacy and education. Such organizations help to advocate the cause of insurance industry reforms. Another important area is to ensure that equitable funding is allocated to all the parties involved – claimants, insurers, health-care providers and the legal representatives. A landmark case in this issue was Macdonald vs Sun Life Assurance Company of Canada, 2006. During the course of testimony, it was revealed that a doctor's medical report was rewritten by a company that had retained the doctor to conduct the defense's medical evaluation. The case is now used as a yardstick for arguments against Ontario's accident benefits and auto insurance systems. What Are Independent Medical Evaluations? When an injur...

Mississauga Car Accident Lawyers: How Much Money Will I Get?

All Your Questions Answered Mississauga personal injury lawyers Singh Barristers meet clients who have been seriously injured in car accidents. Such accidents usually happen like a bolt from the blue and they can leave a trail of destruction behind them. It's not just the injured victim who is affected, but often the entire family faces a variety of problems. If the victim was the sole income earner, or contributed significantly to the family's pooled resources, being away from work for extended periods or becoming permanently unable to work can put an enormous financial burden on them. Added to this, high medical and rehabilitation bills, the need for continuing treatment, medication, prosthetics, therapy etc make things even more difficult. Accidents can also cause serious emotional difficulties. Sleep disturbances, anxiety or panic attacks, mood swings, depression, alcohol or drug dependency, breakdown of relationships etc are issues which require psychiatric...

Toronto Slip and Fall Lawyers: Suing For Slip And Fall Injuries

Toronto slip and fall injury lawyer   represent clients across Toronto who have suffered serious injuries due to slip and fall accidents at home, workplace or at municipality property. Serious injuries due to slip and fall include: ·          Brain injury ·          Spinal cord injury ·          Fractures ·          Chronic pain ·          Sprains and ligament damage Unpredictable nature of slip and fall accidents: Slip and fall accidents can happen anywhere all over Toronto. You can slip outdoors on the wet and slippery pathway, stairwells, roads and parking lot. You can also slip indoors while walking on wet floors, hallways and lobbies. The places where these slip and fall accident occurred can belong to your family, friends, company or government. If you suffer an...